:root {
  --navy: #0a0a0a;
  --navy-2: #1c1c1e;
  --accent: #b8902e;
  --accent-2: #e6c56a;
  --ink: #1a1a1a;
  --muted: #68666a;
  --line: #e6e4df;
  --bg: #ffffff;
  --bg-soft: #f7f6f2;
  --radius: 14px;
}

* { box-sizing: border-box; }

html { scroll-behavior: smooth; }

body {
  margin: 0;
  font-family: "Segoe UI", Roboto, -apple-system, BlinkMacSystemFont, sans-serif;
  color: var(--ink);
  background: var(--bg);
  line-height: 1.6;
}

a { color: inherit; text-decoration: none; }

img { max-width: 100%; display: block; }

.wrap {
  max-width: 1180px;
  margin: 0 auto;
  padding: 0 24px;
}

/* ---------- Top bar ---------- */
.topbar {
  background: var(--navy);
  color: #d9d6cd;
  font-size: 13px;
}
.topbar .wrap {
  display: flex;
  justify-content: space-between;
  align-items: center;
  padding-top: 8px;
  padding-bottom: 8px;
  gap: 12px;
  flex-wrap: wrap;
}
.topbar a { color: #d9d6cd; }
.topbar a:hover { color: #fff; }

/* ---------- Header / nav ---------- */
header.site-header {
  background: var(--bg);
  border-bottom: 1px solid var(--line);
  position: sticky;
  top: 0;
  z-index: 50;
}
.nav {
  display: flex;
  align-items: center;
  justify-content: space-between;
  padding: 16px 0;
}
.brand {
  display: flex;
  align-items: center;
  gap: 12px;
  letter-spacing: 0.2px;
  color: var(--navy);
}
.brand-logo { height: 22px; width: auto; display: block; }
.brand-logo.on-dark { display: none; }
.brand-text { display: flex; flex-direction: column; line-height: 1.1; }
.brand-text .brand-tagline {
  font-size: 9.5px;
  font-weight: 700;
  letter-spacing: 1.6px;
  text-transform: uppercase;
  color: var(--accent);
  margin-top: 2px;
  white-space: nowrap;
}
.navlinks {
  display: flex;
  gap: 26px;
  font-size: 14px;
  font-weight: 600;
  color: var(--navy-2);
  flex-wrap: wrap;
}
.navlinks a { padding: 6px 0; border-bottom: 2px solid transparent; }
.navlinks a:hover, .navlinks a.active { border-color: var(--accent); color: var(--navy); }
.nav-cta {
  background: var(--accent);
  color: #fff !important;
  padding: 10px 18px;
  border-radius: 30px;
  font-weight: 700;
  font-size: 13px;
  white-space: nowrap;
}
.nav-cta:hover { background: #9c7623; }

/* ---------- Hero ---------- */
.hero {
  background: radial-gradient(1200px 500px at 80% -10%, #232323 0%, var(--navy) 55%, #000000 100%);
  color: #fff;
  padding: 76px 0 90px;
}
.hero .eyebrow {
  display: inline-block;
  background: rgba(255,255,255,0.08);
  border: 1px solid rgba(255,255,255,0.18);
  color: #ecd39c;
  padding: 6px 14px;
  border-radius: 30px;
  font-size: 12px;
  font-weight: 700;
  letter-spacing: 0.6px;
  text-transform: uppercase;
  margin-bottom: 22px;
}
.hero h1 {
  font-size: 44px;
  line-height: 1.15;
  margin: 0 0 18px;
  max-width: 780px;
}
.hero p.lead {
  font-size: 18px;
  color: #d6d3cb;
  max-width: 640px;
  margin: 0 0 30px;
}
.btn-row { display: flex; gap: 14px; flex-wrap: wrap; }
.btn {
  display: inline-block;
  padding: 13px 26px;
  border-radius: 30px;
  font-weight: 700;
  font-size: 14px;
  cursor: pointer;
  border: 1px solid transparent;
}
.btn-primary { background: var(--accent); color: #fff; }
.btn-primary:hover { background: #9c7623; }
.btn-outline { background: transparent; color: #fff; border-color: rgba(255,255,255,0.4); }
.btn-outline:hover { border-color: #fff; }

.page-hero {
  background: linear-gradient(135deg, var(--navy) 0%, #262626 100%);
  color: #fff;
  padding: 56px 0 64px;
}
.page-hero .eyebrow { color: #ecd39c; font-weight: 700; letter-spacing: 0.6px; text-transform: uppercase; font-size: 12px; }
.page-hero h1 { font-size: 36px; margin: 12px 0 14px; }
.page-hero p { color: #d6d3cb; max-width: 700px; font-size: 16px; }

/* ---------- Sections ---------- */
section { padding: 70px 0; }
section.soft { background: var(--bg-soft); }
.section-head { max-width: 700px; margin: 0 auto 44px; text-align: center; }
.section-head .eyebrow {
  color: var(--accent);
  font-weight: 800;
  letter-spacing: 0.8px;
  text-transform: uppercase;
  font-size: 12px;
}
.section-head h2 { font-size: 30px; margin: 10px 0 12px; color: var(--navy); }
.section-head p { color: var(--muted); font-size: 16px; }

.grid {
  display: grid;
  gap: 24px;
}
.grid-3 { grid-template-columns: repeat(3, 1fr); }
.grid-2 { grid-template-columns: repeat(2, 1fr); }
.grid-4 { grid-template-columns: repeat(4, 1fr); }

@media (max-width: 900px) {
  .grid-3, .grid-4 { grid-template-columns: repeat(2, 1fr); }
}
@media (max-width: 620px) {
  .grid-2, .grid-3, .grid-4 { grid-template-columns: 1fr; }
  .hero h1 { font-size: 32px; }
  .navlinks { display: none; }
}

.card {
  background: #fff;
  border: 1px solid var(--line);
  border-radius: var(--radius);
  padding: 28px;
  box-shadow: 0 1px 2px rgba(15,30,60,0.04);
}
.card .icon {
  width: 46px; height: 46px;
  border-radius: 12px;
  background: linear-gradient(135deg, var(--accent), var(--accent-2));
  color: #fff;
  display: flex; align-items: center; justify-content: center;
  font-weight: 800;
  margin-bottom: 16px;
}
.card h3 { margin: 0 0 10px; font-size: 18px; color: var(--navy); }
.card p { margin: 0; color: var(--muted); font-size: 14.5px; }

.stat-row {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 24px;
  text-align: center;
}
.stat-row .num { font-size: 34px; font-weight: 800; color: var(--navy); }
.stat-row .label { color: var(--muted); font-size: 13px; margin-top: 4px; }
@media (max-width: 700px) { .stat-row { grid-template-columns: repeat(2, 1fr); } }

.steps { counter-reset: step; }
.step {
  display: flex;
  gap: 20px;
  padding: 22px 0;
  border-bottom: 1px solid var(--line);
}
.step:last-child { border-bottom: none; }
.step .n {
  flex: 0 0 auto;
  width: 40px; height: 40px;
  border-radius: 50%;
  background: var(--navy);
  color: #fff;
  display: flex; align-items: center; justify-content: center;
  font-weight: 800;
}
.step h4 { margin: 0 0 6px; color: var(--navy); }
.step p { margin: 0; color: var(--muted); font-size: 14.5px; }

table.compare {
  width: 100%;
  border-collapse: collapse;
  background: #fff;
  border-radius: var(--radius);
  overflow: hidden;
  border: 1px solid var(--line);
}
table.compare th, table.compare td {
  padding: 14px 16px;
  border-bottom: 1px solid var(--line);
  text-align: left;
  font-size: 14px;
}
table.compare th { background: var(--bg-soft); color: var(--navy); }
table.compare tr:last-child td { border-bottom: none; }
table.compare td.muted { color: var(--muted); }

.tag {
  display: inline-block;
  background: var(--bg-soft);
  color: var(--navy-2);
  border: 1px solid var(--line);
  padding: 4px 10px;
  border-radius: 20px;
  font-size: 12px;
  font-weight: 700;
  margin: 3px 4px 3px 0;
}

.cta-band {
  background: linear-gradient(135deg, var(--navy) 0%, #262626 100%);
  color: #fff;
  border-radius: 20px;
  padding: 48px;
  text-align: center;
}
.cta-band h2 { margin: 0 0 12px; font-size: 26px; }
.cta-band p { color: #d6d3cb; margin: 0 0 24px; }

/* ---------- Legal pages ---------- */
.legal {
  max-width: 860px;
  margin: 0 auto;
  padding: 56px 24px 90px;
}
.legal h1 { color: var(--navy); font-size: 32px; margin-bottom: 6px; }
.legal .updated { color: var(--muted); font-size: 13px; margin-bottom: 36px; }
.legal h2 { color: var(--navy); font-size: 20px; margin-top: 36px; }
.legal h3 { color: var(--navy-2); font-size: 16px; margin-top: 22px; }
.legal p, .legal li { color: #2c2c2e; font-size: 15px; }
.legal ul { padding-left: 20px; }
.legal a.inline { color: var(--accent); font-weight: 600; }
.toc {
  background: var(--bg-soft);
  border: 1px solid var(--line);
  border-radius: var(--radius);
  padding: 20px 24px;
  margin: 24px 0 12px;
}
.toc strong { color: var(--navy); }
.toc ol { margin: 10px 0 0; padding-left: 20px; }
.toc a { color: var(--navy-2); }

/* ---------- Contact form ---------- */
.form-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 16px;
}
.form-grid .full { grid-column: 1 / -1; }
label { font-size: 13px; font-weight: 700; color: var(--navy-2); display: block; margin-bottom: 6px; }
input, textarea, select {
  width: 100%;
  padding: 12px 14px;
  border-radius: 10px;
  border: 1px solid var(--line);
  font-family: inherit;
  font-size: 14px;
  background: #fff;
}
textarea { min-height: 120px; resize: vertical; }
.consent { font-size: 13px; color: var(--muted); display: flex; gap: 8px; align-items: flex-start; margin: 16px 0; }

/* ---------- Footer ---------- */
footer.site-footer {
  background: var(--navy);
  color: #b7b4ac;
  padding: 56px 0 24px;
  margin-top: 40px;
}
.footer-grid {
  display: grid;
  grid-template-columns: 1.4fr 1fr 1fr 1fr;
  gap: 32px;
  padding-bottom: 34px;
  border-bottom: 1px solid rgba(255,255,255,0.12);
}
.footer-grid h5 { color: #fff; font-size: 13px; letter-spacing: 0.6px; text-transform: uppercase; margin: 0 0 14px; }
.footer-grid ul { list-style: none; margin: 0; padding: 0; }
.footer-grid li { margin-bottom: 10px; font-size: 14px; }
.footer-grid a:hover { color: #fff; }
.footer-bottom {
  display: flex;
  justify-content: space-between;
  align-items: center;
  padding-top: 22px;
  font-size: 13px;
  flex-wrap: wrap;
  gap: 10px;
}
.footer-bottom .links { display: flex; gap: 18px; flex-wrap: wrap; }
@media (max-width: 900px) {
  .footer-grid { grid-template-columns: 1fr 1fr; }
  .form-grid { grid-template-columns: 1fr; }
}